WHAT DOES FACTS DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we handle user privacy.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number  and Income
  • Account Balances  and Payment History
  • Credit History  and Credit Score

When you are no longer a customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Guthrie County State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Guthrie County State Can you limit this sharing? Bank share? Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposesto offer our products and services to you Yes No
For joint marketing with other financial companies Yes We don’t share
For our affiliates’ everyday business purposesinformation about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposesinformation about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share
Questions?  Call 641-332-2218 or go to ccbaej.meiee.net 
Who we are?
Who is providing this notice?  Guthrie County State Bank

 

What we do
How does protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does collect my personal information?

We collect your personal information, for example, when you

• Open an account or deposit money

• pay your bills or apply for a loan

• use your credit or debit card

We also collect your personal information from others, such as credit bureaus.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purpose – information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

 

 

 

 

 

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Guthrie County State Bank does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Guthrie County State Bank does not share with non-affiliates so they can market you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you

• Guthrie County State Bank doesn’t jointly market.

 

Definitio

Other Important Information

Guthrie County State Bank uses Promotion Suite Premium (Pulsate). For your reference Pulsate collects the following information: Location – Used for geofencing and beacon scanning essential for advertising/marketing campaign delivery UserID – Pulsate creates a random user GUID upon initial app access, which is later used during every connection with Pulsate. This GUID is unique for each device/app and changes after every app reinstall. This ID is used for identifying a user and sending campaigns. Product Interaction – Pulsate tracks user’s app entry, app exit, and pages viewed within the app. Name – Pulsate collects user’s first name for product personalization purposes. This app may collect background locations data while the app is closed or not in use. Common data use cases: Features included in digital banking may request access to the data located on the device used to access digital banking. This may include biometric, camera, contacts and location data. Users will be prompted to allow access to this data, and if access is not allowed, the feature requiring that data will not be fully functional.